Compare your finance options
How It's Work
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| Weekly Payment | Depend on Product Price | Dependant on order value |
| Eligibility Check? | No Credit Checks |
Yes A soft credit search will be completed initially and a full credit check will be done on completion of order |
| Deposit | £10 Deposit | Minimum £1 |
| Maximum Lending Amount | £1,500 | £5,000 |
| Important Information | NO credit check, 0% Interest, NO late fees, up to £1,500 available to every customer. Various simple pay weekly or monthly payment plans available. |
Representative Example Cost of Goods £1200 Deposit £1 Amount of Credit £1199 Annual Fixed Interest Rate 26.47% Monthly Payment £65.23 Term 24 months Total Payable £1566.52 Representative 29.9% APR |
SPREAD THE COST
Furnishing your home has never been so easy . Spread the cost with one of our various Pay Weekly or Monthly options .
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Pick Your New Home Furniture
We make purchasing your new bed, mattress or sofa easy. Choose from our first-class of stylish and comfortable furniture. There are NO credit checks,0% interest, with simple and affordable pay weekly or monthly payments.
Set Up Your Subscription Payment Plan
Enter your details, then pay your non refundable £10 deposit and set up your preferred payment plan, this can be either Weekly, Monthly or Pay over 4 payment option. You can select the day of the week or a date of the month for which your payments will be collected on. You will then receive a email to confirm your order and your payment schedule.
Delivery & You Enjoy It
First time customers each product has a 50% threshold payment amount before delivery. This is to ensure payments are affordable to you. Previous/Paid up customers the delivery threshold is 8 weeks. All deliveries are FREE and our nationwide courier partners will deliver to your home address in 7-14 days from when your threshold has been reached. Then simply enjoy it and keep paying your payment schedule until your balance is paid off.
Our Customer Service
Our friendly customer service team are ready and waiting to help you with any questions or queries you may have. Offices are open Monday to Friday, 9am - 5:30pm, and closed on weekends and Bank Holidays.
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Who are Snap Finance?
We've partnered with Snap Finance, who utilise secure technology to enable you to conveniently submit a loan application online.
The application process is simple and can be completed online, with a decision in minutes. The flexible repayment options allow you to choose the repayment plan that best fit your needs and budget.
Snap Finance understands that circumstances change and will always strive to help in instances in which you are experiencing personal/financial difficulty. Snap Finance is a convenient and reliable option to consider.
Will I be accepted for finance?
When making your application, Snap will make an assessment on your eligibility, credit history, and affordability. When assessing eligibility, Snap conducts a 'soft' search on your credit file to assess loan affordability and repayment likelihood. Be aware that once your application is finalised, a 'hard' check will appear on your credit file.
Eligibility Criteria
1). Are at least 18 years old
2). You are a permanent UK resident
3). Receive a minimum of £200 weekly income
4). Have a valid Debit/Credit card to make the deposit payment
5). Active current account that can accept Direct Debits
Things to know before signing your loan agreement.
Before signing your Snap loan agreement, you will receive essential documents to review. Please ensure you understand the terms and information within these documents and reach out to Snap's customer support team if you have any questions. Upon approval and completion of your purchase, you will be required to sign your loan agreement. Once signed, you will receive a copy via email. For any questions or concerns, Snap's customer support team will be able to assist. For enquires about your loan, including Direct Debit setup or personal details updates, please text the word HI to 07860 078257 or email customer@snapfinance.co.uk.